ADRIATIC INSURANCE COMPANY - A.M. Best's Rating: A+ (Superior)

Adriatic Insurance Company was incorporated on June 12, 1979 under the laws of Delaware and began writing business on April 15, 1980. Effective October 1, 1992 the Company redomesticated to North Dakota.

Adriatic specializes in writing commercial automobile physical damage coverage primarily for local and long-haul trucking, taxicabs and limos, and special automobile risks. They also write broad form motor truck cargo, maximum limits $100,000. Physical damage includes most vehicles as mentioned above along with coal haulers, sand & gravel, and other hard to place risks. Adriatic does not provide coverage for the tour bus class.

AMERICAN SOUTHERN INSURANCE COMPANY - A.M. Best's Rating: A (Excellent)

American Southern began business in March, 1937, operating under the corporate name of Southern Fire and Marine Insurance Company until 1953, when the present name was adopted. American Southern specializes in writing in commercial automobile liability, auto physical damage, and general liability programs through retail agents as well as managing general agents like GLGA.

CAROLINA CASUALTY INSURANCE COMPANY - A.M. Best's Rating: A+ (Superior)

CCIC has specialized in writing liability, physical damage and motor truck cargo for the nation's transportation industry since 1952. CCIC also provides liability and physical damage for various classes of business and public auto including contractor fleets, waste haulers, dump trucks, limousines and airport shuttle vans.

CCIC's claims department is staffed with experienced liability, cargo, and heavy equipment physical damage specialists to provide the best professional claims service possible. The company provides 24 hour access to an adjuster for those claims which occur after normal business hours.

EASTERN ATLANTIC - A.M. Best's Rating: A- (Excellent)

Eastern Atlantic Insurance Company is based in Harrisburg, PA and provides commercial auto liability and physical damage, motor truck cargo, and surety bond coverage on a direct basis. EAIC was incorporated in 1985 and commenced operations in October of 1986. EAIC possesses a strong management team with expertise in the niche market of commercial auto liability.

MAXUM SPECIALTY INSURANCE GROUP - A.M. Best's Rating: A- (Excellent)

Maxum's Transportation Division is staffed by a group of experienced truck insurance and claims professionals that have an extensive knowledge of the business. The Transportation Division is dedicated to providing quality service and creative solutions for motor carrier liability, physical damage and cargo risks.

Maxum markets their transportation coverage through an exclusive number of general agents that specialize in truck insurance. The focus is primarily on motor carrier, physical damage and cargo coverages for owner-operators and small trucking risks.

Maxum's Transportation Division takes care not only in writing truck business, but also in handling and processing claims as they arise. All transportation claims are handled in-house by experienced Maxum staff and not by unaffiliated outside administrators.

NATIONAL INDEMNITY COMPANY - A.M. Best's Rating: A++ (Superior)

With a market focus on commercial auto and general liability, National Indemnity is one of the leading property/casualty members of the Berkshire Hathaway group of insurance companies. The insurance group has grown to possess tremendous financial strength. NICO offers the following types of coverage:

• Commercial Trucks and Truckers - Liability, Physical Damage, and/or Cargo
• Public Auto - Liability and/or Physical Damage
• Special Types - Liability, Physical Damage, and/or Cargo
• Garage Dealers and Non-Dealers - Liability, Physical Damage, Cargo, and/or GKLL
• Prize Indemnification - Hole in one contests, etc...
• General Liability

Since 1940, NICO's Claim Department's staff of professionals and nationwide network of adjusters and appraisers have provided our policyholders with prompt and efficient claims handling. We offer service 24-hours a day, 7-days a week.

ZURICH - A.M. Best's Rating: A

Empire Fire and Marine Insurance Company was incorporated in 1954 and began underwriting liability and physical damage insurance on long-haul trucks. In 1979, Empire was acquired by the Zurich Financial Services Group. In the mid-80s, Empire started up a direct sales division and began marketing to the independent auto and auto rental industry. Empire adopted the Zurich name on May 17, 2004.

Zurich provides coverages for a variety of commercial trucking businesses. As a wholesale distributor of this program, it is offered exclusively to partnering General Agents like GLGA.

PUBLIC AUTO

Great Lakes General Agency can handle your Public Auto needs -- including but not limited to limousines, day cares, airport transportation, medical transportation, and charter buses. Such coverage is provided by National Indemnity, National Liability + Fire, and Zurich Companies.

Featured programs include:

• Competitive limousine markets
• Competitive non-emergency ambulance rates for insureds in business for 2+ years
• Programs for new venture for all classes